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Protect Your LoanRepayments

Compare top NZ loan protection insurers in minutes. If you lose your job, suffer an illness, or face unexpected hardship — we've got your loan payments covered.

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NZ Life Insurance Market

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Licensed Insurers in NZ

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Simple Process

How It Works

Getting the right loan protection insurance in New Zealand is simpler than you think.

1

Tell Us About Your Loan

Share your loan type, amount, repayment details, and coverage needs. Takes just 5 minutes.

2

Compare Tailored Quotes

We match you with leading NZ insurers. Review coverage options and pricing side-by-side.

3

Get Covered Today

Choose your policy, bind coverage immediately, and receive your certificate online within hours.

Start Your Free Quote

No obligation. Takes less than 5 minutes.

Why Loan Protection is Essential

Life is unpredictable. Loan protection insurance ensures your financial commitments are covered when the unexpected happens.

Unexpected Job Loss

Redundancy can happen to anyone. Loan protection covers your repayments while you search for a new role.

Illness or Injury

If sickness or injury stops you working, your policy pays your loan repayments so you can focus on recovery.

Financial Security

Protect your credit rating and avoid default. Loan insurance keeps your financial future intact.

Family Protection

Give your family peace of mind knowing loan commitments are covered no matter what life throws at you.

Key Fact

New Zealand's life insurance industry pays out over $3.8 billion in claims annually. Yet many Kiwis with loans remain unprotected. If you were unable to work for three months or more, could you keep up with your loan repayments?

What Our Customers Say

Real stories from New Zealanders who protected their loans

When I was diagnosed with a serious illness, the last thing I wanted to worry about was my mortgage. My loan protection policy covered all my repayments for six months while I recovered. I can't recommend it enough.

Sarah M.

Auckland · Home Loan Protection

I was made redundant unexpectedly and my car loan protection kicked in immediately. The broker made the whole claims process straightforward and stress-free. Worth every cent of the premiums.

James T.

Wellington · Car Finance Protection

The comparison service saved me hours of research. I was connected with a broker who found me better cover at a lower premium than what my bank had offered. Great experience overall.

Priya K.

Christchurch · Personal Loan Cover

After a workplace accident, my income protection covered my mortgage repayments for the entire recovery period. My family had complete peace of mind during a very difficult time.

David R.

Hamilton · Mortgage Repayment Cover

Frequently Asked Questions

Find answers to common questions about loan protection insurance

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