AIA New Zealand Loan Insurance
AIA has been providing insurance to New Zealanders since 1981. Their Mortgage, Income or Rent Cover pays a monthly benefit if you cannot work due to illness or injury.
Financial Strength: AA- (Very Strong)
Max Benefit
Up to $20,000/month or 115% of mortgage repayments
Waiting Periods
4, 8, 13, 26, 52 or 104 weeks
Benefit Periods
2 years, 5 years, to age 65 or 70
Best For
Homeowners wanting comprehensive mortgage protection with wellness benefits
Cover Types
Key Features
- Up to 115% of mortgage or rent payments
- No ACC/WINZ offset on first $7,500
- AIA Vitality wellness programme included
- Flexible waiting period options
- Available through advisers nationwide
Is AIA New Zealand Right For You?
Best suited for:
Homeowners wanting comprehensive mortgage protection with wellness benefits
Ready to explore AIA New Zealand's options? Visit their website to see current products, get a quote, or speak with one of their advisers. We recommend comparing at least two or three providers before making a decision.
Also Worth Comparing
Partners Life
Partners Life offers Mortgage Repayment Cover providing a financial safety net if you are disabled due to sickness or injury and unable to meet your mortgage repayments.
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Fidelity Life
Fidelity Life is NZ's largest locally owned and operated life insurer, established in 1973. They offer Monthly Mortgage Repayment Cover with comprehensive rehabilitation benefits.
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Asteron Life
Asteron Life's Mortgage & Living Cover provides regular payments if you're unable to work due to sickness or injury, covering up to 115% of your monthly mortgage repayments.
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Not Sure AIA New Zealand Is Right for You?
Compare all 8 NZ loan insurance providers side-by-side and find the right fit for your loan, budget, and circumstances.
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