Fidelity Life Loan Insurance
Fidelity Life is NZ's largest locally owned and operated life insurer, established in 1973. They offer Monthly Mortgage Repayment Cover with comprehensive rehabilitation benefits.
Financial Strength: A- (Strong)
Max Benefit
Up to $30,000/month or 115% of mortgage repayments
Waiting Periods
2, 4, 8, 13, 26, 52 or 104 weeks
Benefit Periods
2 years, 5 years, or to age 65
Best For
Those who value NZ-owned insurers with generous benefit limits
Cover Types
Key Features
- Highest max benefit ($30,000/month)
- Shortest waiting period option (2 weeks)
- Rehabilitation and retraining benefits included
- Flexible payment frequency options
- Over $1.1 billion in claims paid
Is Fidelity Life Right For You?
Best suited for:
Those who value NZ-owned insurers with generous benefit limits
Ready to explore Fidelity Life's options? Visit their website to see current products, get a quote, or speak with one of their advisers. We recommend comparing at least two or three providers before making a decision.
Also Worth Comparing
AIA New Zealand
AIA has been providing insurance to New Zealanders since 1981. Their Mortgage, Income or Rent Cover pays a monthly benefit if you cannot work due to illness or injury.
View review →
Partners Life
Partners Life offers Mortgage Repayment Cover providing a financial safety net if you are disabled due to sickness or injury and unable to meet your mortgage repayments.
View review →
Asteron Life
Asteron Life's Mortgage & Living Cover provides regular payments if you're unable to work due to sickness or injury, covering up to 115% of your monthly mortgage repayments.
View review →
Not Sure Fidelity Life Is Right for You?
Compare all 8 NZ loan insurance providers side-by-side and find the right fit for your loan, budget, and circumstances.
Compare All Providers